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Posts Tagged ‘Asset Based Lending’

5 Reasons to chose Atlanta Private Lending as your preferred Hard Money Lender

Posted on: February 26th, 2016 by james No Comments

5 Reasons to chose Atlanta Private Lending as your preferred Hard Money Lender

1- Common Sense Underwriting

This goes without saying, but there are a lot of lenders in the market currently acting like hard money lenders, who are really trying to do bank loans with higher rates and fees. We have always prided ourselves on our common sense underwriting and believe this is the most important core component to the hard money lending business.

2- No minimum credit score required

Yes, you read this right. We do not require you to have a 630, 650 or 680 credit score, or higher. This goes back to common sense underwriting. We want to see our clients can repay our loans and have some real estate experience, but we understand that “stuff” happens and sometimes it may hurt your credit … and it could be “stuff” from years ago!

We may want to see your credit, but it’s really only to determine patterns, and make sure nothing is on your credit that could negatively affect the sale of your property when completed.

3- Draw reimbursement – in Atlanta market

Atlanta Private Lending’s goal on the draw process is to turn your request around in 24 hours; not 2-5 days like other lenders. Your request is scheduled immediately with our inspector, and in most cases he will call for the wire release from the site, unless there is reason for concern or changes to the original scope of work.

4- Programs for all types of scenarios

Residential Rehab, New Construction, Purchase, AS IS cash out loans, Rental property, Commercial Bridge Lending and Land loans are all available.

5- Established

Earlier I referenced the fact that a lot of “hard money” lenders have come into the market and may offer 1% lower in fees, 1% lower in rates, but in reality they have lost the ideals that led them to hard money lending. We have 14 years of experience doing “Hard Money” loans, and since we started Atlanta Private Lending in 2008 we have consistently grown as a company, year after year. Through market changes, through competition coming into town saying they will put us out of business with their low rates and fees, we continue to grow and get stronger. This is because we do it right and have a far superior level of customer service. Just because someone offers 1% less in rate doesn’t mean that’s the lender you want to work with. The question you have to ask is “Will that lender be there for you when you need them?” This business is much more than just lending money, many people do that, but most don’t do it the “common sense” way.

At the root of this we have stayed the course and really kept our program the same. What got us here will keep us here, and that is consistency. We will consistently strive to give our clients the best service in town and we hope that we will continue to be your preferred Hard Money Lender.
For more information on our loan programs visit us online at
James Melton
Atlanta Private Lending, LLC
410 Peachtree Parkway
Building 400 Suite 4245
Cumming, GA 30041

About APL

Posted on: August 15th, 2013 by james No Comments

Atlanta Private Lending is Atlanta’s premier private real estate lending company. We provide private, hard money loans to professional real estate investors. Our focus is funding non-owner occupied property for renovation and investment purposes.

As a direct lender, we give our clients the ability to get quick answers to their loan questions, common sense underwriting and fast closings to meet their funding needs.

Our goals are to offer the most competitive lending options to our clients and to provide the best customer service. We do not want to close just one deal–we want build a relationship that will grow for years to come.

Feel free to contact us anytime to discuss your loan scenarios, general questions and funding needs at 770-354-1899 or contact James Melton

*Our lending highlights include: Hard Money Loans, Rehab Lending, New Construction Loans, ARV Lending, Private Lending, Equity Lending, No Doc Lending, Asset Based Lending, Cash-out loans and Commercial Bridge Lending.